sarkarinaukri

LEVEL	ELIGIBILITY	CAREER AVENUES
'O' level	10+2 or ITI certificate followed by relevant experience in IT/2nd year of Polytechnic Engineering Diploma etc.	Assistant Programmer/EDP Assistant/Web Designer/ Faculty etc.
'A' level	Level 'O'/ Polytechnic Engineering Diploma/10+2  etc. with one year relevant experience	System Analyst/Database Administrator/Software Engineer/Network System Administrator/ Faculty etc.
'B' level	Level 'A'/Postgraduate Diploma in Computer Applications/Graduation etc. with three years relevant experience	Programmer/Web Administrator/Web Content Developer/ Trouble shooter/ Faculty etc.
'C' level	Level'B'/B.Tech/B.E/MCA/M.Sc. Computer Science/Masters degree in Mathematics or Statistics  or Operations Research/ MBA with Mathematics or Statistics at graduation level. One & a half years' relevant experience is mandatory for all	Project Manager/Consultant IT/ Research & Development Scientist/System Specialist/ Faculty etc.

People at young age debate amongst themselves about the path they should take to achieve what they aim for themselves in life. Many career options are available to them, but what is best for them, is the question that every parent or every student is troubled with.  It's a dream of every patriotic person to contribute his or her best towards nation building. The Indian Army offers that opportunity in abundance to every aspirant. It offers a golden opportunity to be a part of the world's finest Army and get trained to be an excellent soldier and a person for life. However, a major portion of our population is not fully aware of the process through which they can join the Army, the quality of life that the Army offers and what are the qualitative requirements of joining the Indian Army.  Let us scan the ethos of the Army, the aptitude and life skills needed for entering the Indian Army; and how serving the armed forces can be a life changing experience.

Before we move any further, we must know that the Army offers a variety of entry opportunities for men and women. The entry levels offered by the Army include 10th pass, 10 plus 2, graduate and post graduate levels. The aspirants can attempt to join the army at an Officer level or at Junior Commissioned Officer / Non Commissioned Officer / Sepoy levels. The level at which the aspirant wants to enter has to be chosen by the aspirant only. For details, the aspirants can visit the website: www.joinindianarmy.nic.in.


Let us first have a glance at the ethos of the Indian Army. The Army trains its soldiers in a manner that they are infused by a set of values that make them willingly face and conquer a vast variety of challenges and difficulties, and when the call may come, to give the ultimate sacrifice in the service of the Nation.


The values which are ingrained in all soldiers include an unwavering will to succeed, accepting their responsibility against all odds  and an unbridled ability to give their lives for others. The  credo of the Chetwode Hall  of the Indian Military Academy, Dehradun is deeply imbibed amongst all ranks of the Indian Army and it  binds all leaders with their troops in an unshakeable bond of camaraderie. The Chetwode Credo reads:
           “The safety, honour and welfare of your country comes first always and every time. The honour, welfare and comfort of the men                you command come next. Your own ease, comfort and safety comes last always and every time."

The ethos of the Indian Army are imbibed  in all soldiers through the years of training and the same are  covered hereafter. A soldier lives and dies for Naam, Namak and Nishan.  'Naam', i.e. name - honour  of the unit/Army/Nation; 'Namak' i.e. salt - loyalty to the Nation,  and 'Nishan', i.e. the insignia or the flag of  his unit/regiment / Army / Nation which every soldier holds afloat with full dedication and commitment. A close bond which is developed amongst the soldiers motivates them to choose death to dishonour. The tradition is never to question the orders, but to do or die for the just cause.


The spirit of comradeship and brotherhood, selfless sacrifice; and fearlessness in combat in the face of the enemy even when fighting against great odds or even when facing sure death are the hallmark of the Army ethos. The Indian Army does not discriminate on account of caste, creed or religion. A soldier is a soldier first and anything else later. The spirit of honesty and fair play; discipline, integrity, the feeling of patriotism and courage under all circumstances provide strength to each soldier. The soldiers know that on their shoulders lie the honour and integrity of our nation. They know that they are the last line of defence and they can never fail the Nation. The ethos of the Army are the ones which put it in a different league of career options with no other field anywhere close by.


Now, let us see as to what qualities you need to possess which will enable you to join the Indian army. A set of qualitative requirements are laid down for every type of entry level to join the Indian Army, and the same can be accessed at the website of Directorate General of Recruiting - www.joinindian army.nic.in. Apart from possessing the laid down education and physical standards for each type of entry, there is much more that an aspirant needs to have in himself or herself. What one needs to possess is high standards of physical attributes to include high standards of physical fitness, capability to endure sustained physical hardship, self desire and personal efforts to remain fit. One needs to have a high intensity of drive, determination and decisiveness to include resoluteness, vigour and dynamism in execution of tasks under all circumstances.


One needs to have a high level of ingenuity and initiative to include skill of devising means and degree of resourcefulness to solve unforeseen contingencies. One should be able to express clearly, concisely and effectively, both orally and in writing and possess good listening skill. You should be able to make an impact on the listener towards achievement of aim. One should possess high levels of intensity of involvement in executing assigned tasks without supervision and the attitude to accept additional responsibilities without any hesitation. You should be able to extend willing, faithful and loyal support to the service, your peers, superiors and subordinates.


One needs to have emotional stability under stress and strain; be self motivated and have the ability to create impact on one's subordinates, colleagues and superiors. Your skill of devising means and degree of resourcefulness to solve unforeseen contingencies will enhance your chances of selection for the Army. In addition to having a high degree of intellectual honesty and courage of conviction you should be able to accept responsibility for own and subordinate's actions.


Don't get overawed by the qualities mentioned above that you must have to make a cut to join the Indian Army. What you definitely need is a strong will to succeed, belief in yourself and a positive attitude to achieve your aim. Approach each situation with a positive frame of mind and be rest assured that you will succeed in joining the Indian Army.


Now let us see as to how serving in the Indian Army can be a life changing experience. The Indian Army promises both professional and personal growth at every stage of your career. It provides you the status to be considered amongst the best professions in the society. The inherent adventure and extra-curricular activities in the Army ensure your   all round development. It will provide you with the satisfaction of leading and commanding troops, opportunity to explore the country and vast scope for pursuing adventure sports including mountaineering, water sports etc


The Indian Army will provide you with opportunities to excel as it has the best of Human Resource Policies which will ensure time bound qualifications & performance based promotions, opportunities to enhance your educational qualification through pursuing professional degrees from IITs, IIMs, and other National Institutes. The opportunities for undergoing International Courses and training programmes will further add on to a lifelong experience.


The lifestyle that the Army provides you through green and clean working and residential environment, spacious & well furnished residential accommodation, availability of exclusive and best sports facilities will change the way you look at life. Your service with the Army would have empowered you with etiquettes and social grace that would be an envy for others in the society.


The service conditions that the Army provides it's soldiers is awesome. Excellent pay and allowances, well organized health care system, handsome leave entitlements, leave travel concessions, rations and messing and the CSD facilities would ensure that you live a life that most others in the country can not even think of. Facilities like subsidized housing, group insurance cover, soft loans for house and /or vehicle and above all the feeling of belonging to a family which cares for you, are the perks of the Army which no other organization provides.


The post retirement care that the Army offers include opportunities for re-employment and resettlement wherein the former ensures continued service in the Army for a longer period and the latter ensures that you can pursue a second career. The medical care that is provided through the Employees Contributory Health Scheme ensures quality medical care after retirement. Continued facilities of CSD and Institute membership ensures that you continue to enjoy the quality of life which you were having while in Service. The Ex-servicemen organizations located in different parts of the country ensures availability of immediate guidance if needed. Suffice to say that the Army takes pride in looking after it's veterans.


Care and growth of your families is ensured to such a high degree that you need to experience it to believe it. The Army Wives Welfare Organisation ensures adequate care of your families even when you are not staying with your family. Medical care benefits for dependents, welfare and development programmes for families, education scholarships and quotas for admission for children in schools, separated family accommodation at selected places for families when you are serving in difficult areas and assistance to widows and dependents are some of the areas being taken care of by the Army. Availability of such facilities ensures that you are free to concentrate on your primary task of serving the nation without tension on the family front.


Having seen what the Indian Army offers you, can you get anything better anywhere; definitely NO. What the Army offers you while in service and after retirement can provide you the entire spectrum of experience, enjoyment, satisfaction, honour and respect in the society. In addition to all these, the privilege of serving the nation in a meaningful manner is enough for you to end the debate in your mind regarding career options you need to evaluate and just take the righteous path of joining the great Indian Army and live your dreams. Be rest assured, the Indian Army takes care of it's soldiers and our Nation looks up towards it in all eventualities.

The journey from being a student to a professional is a difficult one. It is not easy to get a job in India especially when there are so many educated, skilled and talented young people. Getting a government job is much more difficult since it usually involves a rigorous selection process consisting of a written test, group discussion and a personal interview.

Landing a job definitely provides a sense of financial security, social recognition and increase in self-esteem. It is quite normal to assume that the challenges would be reduced substantially once we get a job. However, a new set of challenges come to the fore, when we start working. A working life is different from a college life or other forms of social interaction. In our student life, we can choose our friends but in a job set up, we can't choose our Manager, colleagues or even our subordinates - we have to work with people and the conditions which the work environment provides.

A sense of power is associated with a job and it has been rightly said that with power comes responsibility - greater the power, greater is the responsibility. Young professionals need to understand the implications of their work and the related ramifications of the decisions that they take.

One of the challenges that we need to take care of in a job/as a professional are the ones related to ethics. Ethics can be broadly defined as a system of morals or rules of behavior which defines what is good for the individuals and the society. It is derived from the Greek word ethos which can mean custom, habit or character. It is important to mention that in a few cases being unethical may be different from being on the right side of law. Ethics is not enforceable by law.

The government officials are expected to abide by a code of ethics and values. For example, below are a few important points related to expected standards of the civil services to provide for accountability of civil servants to ensure good governance and better delivery of services to citizen:

promote the principles of merit, fairness and impartiality in the discharge of duties;
maintain accountability and transparency;
maintain political neutrality;
maintain courtesy and good behaviour with the public;
declare any private interests relating to his public duties and take steps to resolve any conflicts in a way that protects the public interest;
act with fairness and impartiality and not discriminate against anyone particularly the poor and the under-privileged sections of society;
As a professional, we should strive to be a polite, courteous and a good colleague, boss & subordinate and maintain a strong personal ethics. Young professionals are most vulnerable with respect to ethical questions since they would be new to working, may still be developing the skills and understanding the tools required to perform a job well.

In one of the studies conducted on young professionals, it was found that young  professionals, often know the right thing to do, but don't take the right action since it helps them further their career by bending the rules or engaging in morally questionable behavior. Even if we don't know the right thing to do, if we spend some time pondering on the subject, we will know the right course of action.

Young professionals may face ethical dilemmas in their day to day working e.g. what to do if the Boss or the culture of the department creates a situation where whatever we do, we take an unethical course of action? In such situations, it may be convenient to consider it as a professional hazard/ sell out to further one's career but that is clearly not the right approach. In such a case, it is best to present your boss an alternative and ethical solution. If you can't come up with a good solution, seek a mentor you trust, confide in and discuss the situation and provide your thoughts on possible solution.

Young professionals should reflect on the decisions that they make and approaches they take by asking questions such as whether they are proud of the kind of worker they are, and would they want to live in a society in which every member of the profession carried out work in the ways it is currently executed. Responding to these questions regularly can keep professionals honest and may offer opportunities to correct a misguided decision or action.

When we face moral dilemmas, most of us justify our action by assuming that we didn't have a choice. Let's get this straight, we should not fool ourselves by saying that we didn't have a choice - we always have an option and it is up to us to exercise that option.

Also, in a lot of unethical dealings, someone would say 'let's be practical'. Let's get over this phenomenon at the earliest. Mostly being practical may mean taking the convenient/ profitable route ignoring ethics.

Every code of ethics is largely based on the trinity of Selflessness, Justice and Empathy.

Justice demands that any decision should be fair to all the parties concerned/ stakeholders. There shouldn't be any discrimination - on the basis of religion, caste, gender, race, region, language, background or any such thing. Discrimination of any kind is wrong, and Justice should not be compromised under any circumstances.

Empathy demands that we do unto others as we would expect they do unto you. We should put ourselves in other person's shoes and then we would understand the other person's point of view.

Selflessness is not ambiguous but perhaps the most difficult to follow. We can take an objective decision if we remove self-interest out of the equation. It is important to note that in any decision we take, our self-interest is not involved/ there is no conflict of interest. The motto of ethics, according to Swami Vivekananda, is 'Not Self; but Non-self'.

Selflessness is easy to decide but how do we sort out cases where there is a conflict between the need for justice and empathy e.g. consider a situation where if we decide based on justice, we would take one decision whereas if we consider empathy, we would take exactly opposite decision. Consider a situation where you have to decide annual increments and Sita has performed better than Ramesh, BUT Ramesh needs money much more so that he can take care of his family and ailing parents while Sita is single and wealthy. In such a situation, however much we feel empathy towards Ramesh, higher increment should be given to Sita since one has to be just as a Manager.

In terms of work ethics, it helps to consider work as worship. Also, let's remember that if a work is worth doing it's worth doing well (otherwise don't do it). Good work ethics means that the stamp of quality should be evident on any work we do/ output we produce.

As a young professional, it is important to be aware about the purpose of work (e.g. to ensure good law and order for police) and be proactive about the approach to take to perform the work. It may be helpful to identify the role models/ admirable workers in the field that you are working eg A.P.J. Abdul Kalam (for scientists), Kiran Bedi (for police) and Raghuram Rajan (finance/ banking) and emulate them.

As a government servant, we may have to take decisions which have far reaching consequences; it would be good to remember the Talisman given by Gandhiji. He said "I will give you a talisman. Whenever you are in doubt, or when the self becomes too much with you, apply the following test. Recall the face of the poorest and the weakest man [woman] whom you may have seen, and ask yourself, if the step you contemplate is going to be of any use to him [her]. Will he [she] gain anything by it? Will it restore him [her] to a control over his [her] own life and destiny? In other words, will it lead to swaraj [freedom] for the hungry and spiritually starving millions? Then you will find your doubts and your self melt away."

A traditional but very simple lesson of ethics is:

"For the good of a village, a man ought to give up his family;

For the good of a country, he ought to give up his village;

For the good of humanity, he may give up his country;

For the good of the world, everything."

As a professional, we should be ready to sacrifice ourself for the good of the department, sacrifice the department for the good of the organization and sacrifice the organization for the good of the country.

It is very important to take care of the customer (since they are the reason for our existence) and listen to our boss. However, this doesn't mean that 'The Customer is always Right' or 'The Boss is always right' - the only truth is that 'Ethical Actions are always Right'. If your professional commitment clashes with ethical values, just stick to ethical action/ behavior. Validate your thinking first and don't let the seniors influence/ intimidate you. 

Let me conclude by saying that when we come to a crossroad in life, we need to take the right path, which may be difficult to tread but the one which is made of principle - which leads to character. If one is upright, one would always do what is right - whether he/ she is acting as an individual, as a professional, part of a society, business or even the government.

Many people prefer to work in an organized sector. From the perspective of jobs, units in  organised sector regularly come out with vacancies, as per their requirements, for which the qualifications, job requirements, compensation and selection process etc. are well defined. Within organised sector there are various kinds of opportunities offered by different type of organizations. In these organizations come regulators, which are established by government of the country. The job of  these regulators is to ensure compliance and ensure that interests of all stakeholders which may include government, investing individuals and investors are fully protected. These regulators, mostly work independently and make significant contribution in creating a fair, transparent and just business environment, contributing to economic development of country.

In our country Reserve Bank of India (RBI) is the Central Bank and regulator for the entire banking business. It was established  on  April 1, 1935  and is headquartered at Mumbai. It has 27 regional offices , mostly at state capitals and 4 sub-offices. It has various departments at its head office. Notable among them are Department of Banking operations and supervision, external investments and operations, statistics and information management, monetary policy, payment and settlement systems etc.

RBI works in close coordination with Ministry of Finance, Government of India, Securities and Exchange Board of India, National Payment Corporation of India etc.

To manage its operations RBI needs people in various cadres. Entry level positions include  Grade A officers who are taken in general and specialised disciplines and Assistants who work in clerical positions. RBI makes periodical recruitment to the above positions. Recently RBI has announced  its requirements for various positions including  Assistants and Assistant Manager (Rajbhasha).

Graduates in any discipline with required percentage and prescribed age group  are eligible to apply  for the position of assistants. Those fulfilling eligibility norms would be allowed to appear in the selection process which consists of three stages as explained below.

Preliminary examination: Preliminary examination will consist of  English language, Numerical ability, Reasoning ability  with 30, 35 and 35 questions with as many  marks in three sections. So the total marks for Preliminary examination are 100 and the paper has to be solved in 60 minutes wherein 20 minutes are allotted to each section.

Main examination: The main examination would have five sections viz. Test of  Reasoning, English language, Numerical ability, General awareness and  Computer knowledge. Reasoning, English and Numerical ability would have time of 30 minutes each whereas general awareness and computer knowledge have been allotted a time of 25 and 20 minutes respectively.  Each section will have 40 questions of 1 mark each with total marks of 200. Total time would be 135 minutes. Only selected candidates based on their merit in the preliminary examination will be eligible to appear in the main examination.

Language proficiency test : Candidates shortlisted on the basis of their score in the main examination will be required to take a language proficiency test .The language will relate to the state for which the candidate has applied. You may refer to the following chart  to know the languages prescribed for different states.

Ahmedabad – Gujarati
Bengaluru – Kannada
Bhopal – Hindi
Bhubaneswar – Oriya
Chandigarh - Punjabi/Hind
Chennai – Tamil
Guwahati-Assamese/Bengali/Khasi/Manipuri/Bodo/Mizo
Hyderabad – Telugu
Jaipur – Hindi
Jammu - Urdu / Hindi / Kashmiri
Kanpur & Lucknow – Hindi.
Kolkata - Bengali / Nepali
Mumbai - Marathi / Konkani
Nagpur - Marathi / Hindi
New Delhi – Hindi
Patna - Hindi / Maithili
Thiruvananthapuram - Malayalam
Language proficiency test is qualifying in nature.

Now there are no personal interviews  for recruitment to the clerical position in government banks including RBI.

Understanding course coverage to prepare: Since the test is divided in three parts, you've to prepare for each, one after the other provided you succeed in different processes. It's very simple to understand that without qualifying in the preliminary examination, one can't move to  the main examination and as such the first aim should be to stand good in the merit  list of the preliminary examination. Also you'll find that three subjects are common in both preliminary and main examination. It means that you don't have to prepare afresh for the main examination .You have to revise and add to the earlier preparation .Broadly different  sections will carry questions from the topics indicated below.

Reasoning section may have number series, family relationships, odd man out,  row arrangement, symbols, understanding statements and conclusions based on these etc.

Quantitative aptitude section usually covers questions on averages, probability, percentage, number system, time and work, train and boat speed calculation, simple and compound interest, time and distance etc.

English language test will comprise of reading comprehension synonyms, antonyms, finding mistakes in sentence, word meanings, arrangement of broken sentences, active/passive voice, sentence completion, understanding of  phrases etc.

General awareness as we all know covers current news from India and the world, history/geography of India/world etc. Also covered here would be-the role of RBI, RBI's laws and acts, Indian economy and financial system, basic banking concepts.

Test of computer knowledge will include questions related to evolution of computers, computer languages, hardware and software segments in a computer system, networking, cyber security, electronic banking .

The time allotted to each selection has to be followed and interchange from one section to the other is not permitted. The test carries negative marking. For every wrong answer a candidate would loose 0.25 marks.

RBI also wants to fill the vacancies of Assistant Manager (Rajbhasha) through its  recruitment process. To become eligible for this position a candidate  should have a minimum of  second class master's degree in Hindi/Hindi translation with English as core/elective/ major subject at the bachelor's degree level; or a second class master's degree in English with Hindi as core/elective/major subject at the bachelor's degree level; or  a second class master's degree in Sanskrit or Economics or Commerce with English and Hindi as core/elective/major subject at the bachelor's degree level or master's degree in both English and Hindi/Hindi translation, of which  at least one must be second class.

The recruitment process consists of written examination and interview. The written examination will have paper I of objective type questions divided in four parts of reasoning, English language, general awareness  with reference to banking, commerce, economics and related subjects and test of professional knowledge including official language. The last section would be of 45 marks with a time of 40 minutes. All the other three sections would be of 35 marks and as many questions to be answered in 30.30 and 20 minutes respectively. So you'd be getting relatively lesser time to answer general awareness section. Paper  I would be conducted online. This will be followed by paper II which has to be attempted offline. It will be a descriptive paper with questions only on official language. Paper II  would  be judged of only those candidates whose merit is as per the decided cut off in paper I. Though to arrive at the score for further process marks obtained both in paper I and paper II would be added. Your objective should be to maximise your score in every section in both the papers. Selection list would be made by adding interview marks to the score as described before.

To do well in the segment of official language, a comprehensive preparation strategy is needed. In the question paper you may expect the following-

Comprehension based questions wherein answers need to be based on passage

Word meaning, antonyms and synonyms

Passage translation- English to Hindi and vice versa

Translation of  sentences -English to Hindi and vice versa

Idioms and phrases

Questions on constitutional provisions with regard to language and official language policy/act/rules/Annual Implementation Programme for use of Hindi in official work

Website of Department of Official Language, Ministry of Home Affairs (rajbhasha.nic.in)can be the most useful resource for the last part described above. Referring to RBI terminology will also help .As a preparation before the test you should do some translate work and get it reviewed by a competent person to know the areas of improvement. Self-evaluation would also help.

For both  examinations ,the following resources may be used-

Test guides: Test guides covering all sections of banks written examination are available in the market. You may pick one of these. Separate books for reasoning, numerical ability,  computer knowledge etc. may also be found. Choose one which explains answer in lucid details.

Test/Practice booklets: These booklets contain exercises which you may practice and  compare your answers /check your performance.

Competitive magazines: There are few national level competition magazines which carry question from earlier examinations and sample question papers. In addition you'll find matters related to general knowledge and current affairs .It would be a good idea to subscribe one such magazine.

Book on General Knowledge: There is hardly any  employment test without a module for general knowledge or studies. A good book for this should be your permanent companion. Along with this referring to an yearbook will provide you valuable inputs to be used in any competitive examination.

Websites: You should take a  look at the website of the organization where you want to work. For example by visiting the website of Reserve Bank of India (rbi.org.in), you'll come to know about monetary policy, Cash Reserve Ratio (CRR), Statutory Liquidity Ratio (SLR) and things like that. There are various other sites which can provide you sample questions for competitive examination, practice tests and tips to prepare. Instead of visiting these  sites every time, it would be better to take notes. You may use web resources for preparation of general studies also. You may attempt free mock tests  available at different sites.

General tips for success: In any competitive examination like the above, there are much more candidates than the vacancies. The ratio should not deter you. The real competition is not as intense as it appears to be. There are some non-serious candidates, who apply  but are not sure ,if they're interested in the job. Another category of candidates comprises of those  who have applied but have not made any significant preparation and are just taking a chance, if they can succeed. In remaining candidates are those who have thoroughly prepared as per their understanding ,and committed to put their best performance. Obviously the chances of success for this set of candidates would be higher.

When you're aware of the test pattern, the next step would to make strategic preparation. In examinations like these speed plays a crucial role. This author has come across many candidates from past competitive examinations, who possibly could've correctly answered most of the questions but couldn't move beyond 20th or 25th questions, where there were 35 questions were to be attempted. Let this not happen with you. You have to carefully read every question but with speed. Every second matters here. To answer,  your first approach should be selection i.e. finding the right answer from the given options. If in some cases you're not able to do it, you need to go by elimination, i.e. leaving the wrong answers to move on the right one. You may save time even in jumping from one question to the other. Mindfulness will be of  immense help here.

In the objective section each part requires minimum score to qualify. So deficiency in one section is not necessarily going to be compensated in other.

Also you need to be clear which part of the question may be related to the answer, particularly where the questions are lengthy.

Since almost each one of us has studied mathematics up to  HSC level this part shouldn't pose much problem. This doesn't mean  you should take it casually. Knowing formulae, BODMAS steps etc. would help. In solving reasoning questions you should go by systems thinking, find the links and answer within the framework of the question without making  unrequired assumptions.

Important: National Bank for Agriculture and Rural Development (NABARD-website nabard.org.in) is also coming up with vacancies for Assistant Manager(Rural Development and Banking Services) and Assistant Manager (Rajbhasha Service), preparation for which can also be made on the above lines by the eligible candidates.

FINANCE

ENGINEERING

DEFENCE

AVIATION Related Links